Subify

Subify

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Community Guidelines

Building a safe and respectful community together

Released on: January 29, 2026

Effective from: February 1, 2026

We've organized our Community Guidelines to make information easier to understand. Under each category, you'll find the "Do's" and the "Don'ts". They are meant to guide you, but they don't cover every situation.

If you're ever unsure about how we collect, use, and protect your information when you use our service, you can read our Privacy Policy.

Welcome to Subify

At Subify, we're building more than just a platform; we're creating a trusted community where people can save money together through shared subscriptions and bill splitting. Our guidelines ensure everyone has a safe, positive, and fair experience.

Key Principles:

  • Trust & Honesty: Provide accurate information and fulfill your commitments
  • Respect & Kindness: Treat all community members with courtesy
  • Safety First: Report violations and help us maintain a secure platform
  • Zero Tolerance: No fraud, scams, harassment, or illegal activities

1. Trust & Honesty

Trust is the foundation of our community. When creating or joining subscription groups, you agree to maintain the highest standards of honesty and integrity.

Do's:

  • Provide accurate subscription information when creating groups
  • Share working credentials promptly after members pay
  • Make timely payments for groups and splits you've joined
  • Communicate transparently about any subscription issues

Don'ts:

  • No fake or misleading subscription offers
  • No scams, fraud, or deceptive practices
  • No credential abuse or reselling account access
  • No collecting payments without providing access

2. Respectful Communication

Every interaction on Subify, whether in group chats, direct messages, or split discussions, should be respectful and constructive.

Do's:

  • Use polite and professional language
  • Respect different opinions and perspectives
  • Be helpful and patient with other users
  • Keep conversations relevant and on-topic

Don'ts:

  • No harassment, bullying, or intimidation
  • No hate speech or discriminatory language
  • No threats or violent content
  • No spam or excessive messaging
  • No inappropriate or explicit content

3. Financial Responsibility

As a platform handling real money through wallets, transfers, and group subscriptions, financial integrity is paramount.

Do's:

  • Honor all payment commitments to groups and splits
  • Maintain active subscriptions if you're a group admin
  • Process legitimate refund requests within 48 hours
  • Report payment or credential issues immediately

Don'ts:

  • No payment fraud or chargeback abuse
  • No unauthorized transactions or wallet manipulation
  • No money laundering or suspicious financial activity
  • No refusing valid refunds for non-working credentials

4. Content & Privacy

Respect the privacy and security of all community members. Your profile and shared content should comply with our standards.

Do's:

  • Keep subscription credentials secure and private
  • Use appropriate profile pictures and usernames
  • Respect intellectual property rights

Don'ts:

  • No sharing other people's private information (doxxing)
  • No impersonation or identity theft
  • No adult, explicit, or inappropriate content
  • No pirated content or illegal subscription sharing

5. Reporting & Moderation

We rely on our community to help identify and report violations. Your reports help us maintain a safe platform for everyone.

When to Report:

  • Non-working credentials within 24 hours of payment (eligible for refund)
  • Fraudulent or suspicious activity in groups or splits
  • Harassment or inappropriate messages
  • Spam or scam attempts
  • Violations of community guidelines

Reporting Best Practices:

  • Provide detailed descriptions of the issue
  • Include screenshots or evidence when possible
  • Don't file false reports or abuse the reporting system
  • Don't use reports for retaliation or personal disputes

Track your reports on the My Reports page.


6. Zero Tolerance Policy

The following behaviors will result in immediate permanent ban and may be reported to authorities:

  • Fraud, scams, or financial crimes
  • Account hacking or unauthorized access attempts
  • Money laundering or terrorist financing
  • Child exploitation or endangerment
  • Severe threats or violent content
  • Organized criminal activity

7. Enforcement & Consequences

Violations are reviewed by our moderation team. Consequences depend on severity and history. You can view any violations on your Violations page.

First Offense (Minor Violation)

Warning, content removal, and temporary feature restrictions

Second Offense (Moderate Violation)

24-72 hour account suspension and loss of privileges

Third Offense (Severe Violation)

Permanent account termination with no refunds

Zero Tolerance Violations

Immediate permanent ban and reporting to authorities where applicable


8. Buyer & Seller Protection

Our Buyer's Guide and Seller's Guide provide comprehensive information on your rights and protections.

  • 100% money-back guarantee for non-working credentials (within 24 hours)
  • Secure payment processing via Stripe, Paystack, Flutterwave, OPay, Korapay, and MoniePoint
  • Dispute resolution by our support team
  • Verified seller badges for trusted group creators

9. Account Security

Protect your account and help us maintain platform security.

Do's:

  • Use a strong password and payment PIN
  • Set up security questions for account recovery
  • Keep your credentials private
  • Report suspicious activity immediately

Don'ts:

  • No sharing your account with others
  • No creating multiple accounts to circumvent bans
  • No attempting to hack or breach security

10. Platform Integrity

Help us maintain a fair and functional platform for all users.

  • Use Subify only for its intended purposes
  • Report bugs or technical issues to our support team
  • No exploiting bugs or technical vulnerabilities
  • No automated bots or scrapers
  • No manipulation of ratings or reviews

Need Help or Have Questions?

Our support team is here to help with any questions about these guidelines or to report violations.


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Together, we create a safe and enjoyable platform for everyone.